THE QUESTION:How does your house church deal with (or avoid) the issue of finances?
Leave a comment, we want to hear what you have to say

Money matters. We all know this. For those of us who are part of the movement to return to the simple roots of the New Testament Church, we have also recognized there is something quite wrong about how the “traditional church” in America has dealt with finances. Neil Cole, a simple church thought leader, says that nothing slows down organic church multiplication like Buildings, Budgets, and Bigshots. I would say we have alot of all three. One might even look at the American church and surmise that church and finances are like oil and water…they just don’t mix.

Many house churches have sought to eliminate the resource draining “three B’s,” but in their place is a vacuum. I have been apart of, and read about, a multitude of church networks. Almost without exception, there is a lack of clarity around the issues of finances. I have felt prompted by the Spirit to begin revisiting what the Scripture has to say about finances, and hear what other spiritual families are learning. Also, since I have a full time job in web design, I can ask these questions without some of the awkwardness that others might feel who raise support.

So I would love to hear from you…How does your house church deal with (or avoid) the issue of finances?

Here are some questions I am exploring.

• What does the Bible say about how we are to use our finances to further the kingdom of God?
• Can we, or should we, prioritize how we use our money? Potential areas of usage are the poor, brothers & sisters in Christ, apostles (overseers of larger church networks), etc.
• We are the richest nation in the world, and yet we as a nation and individual people are increasingly in debt. What are the consequences of this as a body of Christ? How can we show a “different way?”
• Who are the people in our church networks that should be freed up, or kept free, to lead the church without the potential distraction of outside employment? Are we supporting them? If not, do they feel free to ask for support?
• The issue of finances can raise such confusion and fear. I know as a pastor’s kid, I saw how money could divide in church politics. How can we approach this differently, organically, simply?
• Jesus was far more concerned about questions than answers, he almost never directly answered a question. So, what are the QUESTIONS Jesus wants us to be asking about money, what questions DID he ask about money? How will joining with him in that dialogue enrich our spiritual families?

What are your thoughts?
What are your questions?

This article is by a guest contributor, Greg. I met Greg at a gathering of house church leaders in Loveland who were getting together to discuss forming a network. I heard Greg’s story and wanted to share this story with you all.

Two years ago, had you met me, I was busy. Busy doing what good Christians do. My wife & I had our two wonderful sons in an organized church, and we were working to “further the Kingdom.” You could tell how much we loved God, because we never said “No.” Andrea was the Vacation Bible School director, a Sunday school teacher, and was helping run a program for teenage girls based on the Proverbs 31 woman. I was co-leading the Men’s Ministry, serving as an usher/greeter, teaching Sunday school, and mentoring.

Just prior to that time, we had finally gotten to a place financially that we could build our dream home. That included getting out of the city and moving to the country. Over three years at that home we plodded along, and life seemed right, but we were detached. Fortunately the Holy Spirit isn’t lazy.

In January 2006, I went on my first mission trip to Juarez, Mexico. While there, I saw how little those people have, but how happy they are. If you’ve not been to a place where people struggle for their daily bread, you may not realize your own blessings. I was cut to the core as I realized that my family was not living beyond its means, but beyond its needs. We could be doing so much more with our time and resources. During that mission trip, the Holy Spirit spoke to me. I was changed. I couldn’t contain my enthusiasm to follow Him anywhere.

If you could meet my wife, you’d see the compassion of Christ. She loves everyone, and seeks to make a physical impact for those in need with love, resources, or money. She has shown this time and time again. She had been telling me that the Holy Spirit was pressing on her heart to change our lives, even to sell our home. I had not heard His whispers, and therefore was not convinced. I was too wrapped up on living in silence, living with antelope and deer wandering our property, and with the separation from society.

We both had friends recommend we read the book “Organic Church” by Neil Cole. As we read, these ideas seemed to jive with what we were hearing from the Lord. “Instead of bringing people to church so that we can bring them to Christ, let’s bring Christ to people where they live.” “We are as foolish as the farmer who builds a barn and then stands in the doorway calling all the crops to come in and make themselves at home.”

We had been longing for true closeness with other believers, longing for relationships with non-believers. Can’t you love a non-believer without an agenda to get them to church? Are there really people out there just as excited about Jesus as we are? How can so many people keep Him & His salvation to themselves? We also started to have thoughts that to be honest were not easy to swallow. Was it right to leave the organized church? Didn’t that make us backsliders who were open to Satan’s advances? What would people say? We had both been in the church since our childhood. Could we really leave everything we’d known (& loved) about church and follow God wherever He led? What would this new “church” look like?

We prayed like we have never prayed before. We felt the Holy Spirit tell us to move. Move from our dream home back into society. Move from our church home to follow Him wherever He would lead. But…but, it would be such a burden. We just got here. Financially it would be foolishness. And what about the peace we’d found there? What about our friends at church? Would anyone even understand? But prayer and submittal leads to a clearer view. And that’s what we found. We both heard it. It was time to sell the house, and find the community with God’s children that we left behind. It was not an easy decision. It’s hard to pray for His will when you know it might not be your will.

Following our decisions, we received much criticism. Then the waiting……..didn’t He put us on this path? We set the price on our home way below appraisal, but just enough to break even. But it wouldn’t sell. Two realtors and 11 months passed, and we prayed….a lot. Even though I knew God sometimes asks for our patience while He develops us for what is to come, I was impatient. What I didn’t realize was how invaluable that time truly was. Andrea & I grew closer spiritually. One of our sons decided to give his life to Jesus. Our home became a more loving place where God’s instruction was a way of life instead of an hour-long ritual once a week.

When an offer did come in on the house that we could accept, we were excited & all of sudden worried. Now was the test, are we following God, will we even hear Him? Will we choose His path even if it doesn’t fit our comfort zone? We had three weeks to find a place to live. For some this may sound pressed for time, but do-able. But remember, we were driven by where God wants to build His church not just a home. All of our prayers for the past year would be for nothing if we didn’t wait to hear His voice in this one big decision. Over the next two weeks, we feverishly looked for a home. We did not want to limit God, but we did have a couple things we could not negotiate on. My job requires that my home be within 15 miles of central Fort Collins, so we opened up to all surrounding areas. We did not limit our search beyond some specific rooms & price and we looked everyday. Nothing seemed right. Even what my wife and I felt led to were different. God, how can we be sure it’s Your voice if we’re hearing it differently? We went on prayer walks through the most likely neighborhoods, but the whisper wasn’t there.

We found ourselves sitting on a Sunday evening, just one week before our closing without a home to move to. Andrea had loosely looked into rental properties but now stated she would find one for us to move into. Again, I asked God if that was what He wanted. I felt the urge to drive around one more time. I loaded my tired family into the car and we set out praying for the Holy Spirit’s direction…..no destination, just praying.

There was nowhere new. We had seen all the neighborhoods and all the houses. As the sun dipped below the mountains, we turned down a street we had been on before. We actually looked at a house there when our realtor told us to open ourselves up to a higher priced house. I had refused to compromise then, believing God put us on a path to save money for His work. Then we saw a “For Sale” sign, six houses down. How had we missed it? “That is what I want,” I told my wife. She explained that it would definitely be out of our price range. So we sat in front of the house, longing just to know where we’d be going, exhausted, just ready to do God’s work wherever that would be…..now we would settle for just knowing, God, even if it’s not where we want. The flyer said the home was way above our top price, but everything else was perfect. We went home and prayed. “Lord, You lead. We’ll follow wherever You lead. Our lives are Yours; do with them as You will.”

The next morning, I told my wife to call the realtor and tell her that we wanted that house in our price range. The realtor laughed at us & said “It’s not possible. They’ve already lowered their price almost $100K.” We told her just to call and ask. A few minutes later, we got a frantic call from our realtor saying “They’re taking your offer if you can put it in writing by noon. So we better go look at the house & see if you even like it.” (Seems funny making an offer on a home we’ve never walked through, but we knew it was from God.) And as we walked through the house, we both sensed approval, a peace that this was where He designed for us to be all along. And strange, it felt right to both of us even though through this whole process we’d been looking for different things.

There are so many circumstances, events, and details that we could share to express how we KNOW without a doubt that only God could orchestrate such an elaborate plan with every single detail pointing to Him. But that is not the point of this posting.

Where are we now? We are closer to the Lord than ever. We love, worship, and serve as a family. Our home church is simply my family and my single brother. God has led people into our lives and we have invited them to be a part of our worship. We have also invited them to just be a part of our lives. No more seclusion. No one has taken us up on our invitation to come to our church, but I am now patient. This is not our group to build; it is His. As we think back over this journey, the hardest part was stepping out of the boat, trusting that we wouldn’t fall as long as we had our eyes on Him. It hasn’t been easy. But not everything in His plan is easy. We have been tested. Our resolve hasn’t always been so strong. There have been times we long for the organized church. There have been times when my wife and I hear His voice saying different things. How do you continue your journey when times aren’t so easy and the excitement is wavering…..you just pray and know that He is God.

The season leading up to Christmas, which has already begun for this year, is an opportunity to celebrate, ponder and engage a little-talked-about Truth. In our dash toward Christmas, we race right on by a power-full rest stop – one that is good for our entire life. This is the Truth of the Incarnation!

IN-CAR-NA-TION: (noun) “assuming human form or nature”

As Followers of The Way, we do not accept just any “incarnation.” A careful reading of the key teachings of other worldly religions reveals an awareness of “incarnation,” often under the idea of “reincarnation.” In fact, not long ago, because of the power of incarnation to move people, the Chinese government passed a law that no one can be re-incarnated without their permission! Tibetan Buddhists acknowledge incarnation. You’ve probably heard that various factions of Islam are also awaiting yet another “incarnation” of one of their great teachers.

As Jesus-followers, we believe The Incarnation. This is the teaching, or doctrine, that the second Person of the Holy Trinity assumed human form in the person of Jesus of Nazareth. He is the God and man – fully God and fully human – a Divine Person intimately and permanently united to a human nature with a human body. And, he needed no one’s permission to be so!

For years, I have quietly pondered the Nicene Creed’s confession: “Who for us men and for our salvation, came down from heaven and was incarnate by the Holy Spirit of the Virgin Mary and was made man.” Too bad we read this so quickly thinking we have confessed this transforming Truth. Here, we believe The Incarnation is for the purpose of our salvation – rescue.

The Incarnation of the LORD causes me to pause for it speaks of the condescending nature of our God: “he came down from heaven.” So many want a God who is larger, bigger, stronger, above it all, what we call “transcendent.” Yet, in The Incarnation, He comes to us! He enters into the world he made! He takes on the human form designed to bear the Image of God! He becomes the servant among us … living as we live … speaking as we speak … learning as we learn … working as we work … laughing as we laugh … crying as we cry! In a specific place and within time, God the Son empties himself, submitting to all things and everything human – being tested in every way as we are – even to death. Too many people still overlook this mystery of Grace; this God-coming to us as we are – and for our benefit!

What could happen today if Christians believed The Incarnation? I know, many read the Nicene Creed and claim to agree with what it says. Others will take the less-than-thoughtful position “the Bible teaches it; I believe it; that settles it.” Still others will say “I’ve been to pastor’s bible study on incarnation and I believe what he taught” or “I’ve read the textbooks on the topic.” My question is “So?”

What this exposes is a faulty understanding of “believe.” To “believe” something – like The Incarnation, let’s say – is not so much being able to agree with the doctrine, studying it, intellectually assenting to the teaching or even accepting it as true for those who believe it. When I listen the conversations many “believers” have nowadays, I regularly hear “belief” is what I can agree with, understand. Too many overlook this mystery of Grace because they think they “believe” it.

Here is where it is helpful to move beyond the Hellenized world of our culture and enter into the Hebraic world of the Incarnate One. Jesus did not live in a world where to “believe” something primarily meant you agreed with it. He served in a world where “to believe” meant you drew strength from what you “believed.” Since words tell stories, the Scriptural words for “believe” tell the story of “one who is weak drawing on and from the strength of one who is strong.” In other words, what you “believe” is fully relational and life transforming!

Consider the man whose son is healed and blurts out “I believe, help my unbelief.” This grieving father’s confession rarely impacts our lives. Most of us think the man was saying to Jesus “I agree with what you’re saying/doing, please help me to overcome my ignorance.” That, to me, would seem an odd way of hearing what this father was crying out for. Consider the alternative: “I have drawn strength for living from you, but I still need your help in drawing strength further so that I can continue to live.” I like that a lot better!

OK, so you say “I believe in the Incarnation.” My question is “really?” Do you mentally assent to the doctrine or do you draw strength for daily living from this even-now Reality? Do you claim to know what this means or do you recognize the Life-Changing Truth offered to you? Just imagine, if we “believed” The Incarnation, how this transforms everything about the world in which we each live. The Living God has honored my human nature, my human body, my human vocation, my human living of life! And, “Faith” is not so much agreeing with the teaching of such-and-such or so-and-so, but is the daily drawing of breath and strength, vitality and hope from the One who knows – really knows – what it is to live in this world!

So, back to my question, what could happen if Jesus-followers “drew strength for living” from the Incarnation? While I suspect there is likely a multi-faceted response to this question, let me suggest at least one opportunity: Jesus-followers would themselves be “incarnational.”

IN-CAR-NA-TION-AL: (adjective) “the act of assuming the form or nature of a local neighborhood.”

I so appreciate the paraphrase of John 1:15 from The Message: “The Word became flesh and moved into the neighborhood.” That Jesus – the fully Incarnated Son of the Living God – “moved into the neighborhood” is a pretty good understanding of what the Spirit moved John to record for our learning. The original text says that The Logos came to “tabernacle” among us. He was the mobile Presence of the Living God! This highlights that Jesus lived the human life as we do, that he used human language, that he developed human relationships, that he learned to speak, read and write as we learn, that he faced temptations as we do, being as we are. To meet Jesus is to meet the Living LORD!

This short verse unites the reality of the Incarnation (the Word became flesh) with the life-focus of being incarnational (moved into the neighborhood). As I suggest, to “believe” the Incarnation leads to incarnational living. We draw from Jesus the pace and direction of our lives as his apprentices.

Jesus-followers are like a van load of people on tour observing him in the local culture while learning to live as he says is best. We “move into the neighborhoods,” placing our lives alongside the mission of Jesus to the people of the world in the places where they live, work and play. This is certainly a multi-faceted, life-on-a-mission approach. Using our sanctified imagination, engaging our creative gifts with a life toward loving God and our neighbor, the incarnational life opens many possibilities for Jesus-following in the local places of life where he is already active.

Consider: “as the Father has sent me (Incarnation), so I am sending you (incarnational).” Suddenly, Immanuel – God with us – is real! Being incarnational is stepping out of our safe places and engaging people and neighborhoods around us as Good News. Francis of Assisi reminds us: “preach Christ often, sometimes use words.”

“Drawing strength” from The Incarnation makes possible the life that is Incarnational. Not automatically, however. Sure, you can agree with the doctrine of Incarnation, you can even know what “incarnational living” might look like in your community. There is no end to the conversations that could be had if all you do is talk about what Jesus says is best. What must take place at some point in your journey with Jesus is choosing to become an “incarnationalist.” And, as part of your choice, you must take action – “you” being plural!

IN-CAR-NA-TION-AL-IST: (noun) “one living an incarnational life”

Frankly, I’m not even sure if that is a word regularly used by Jesus-apprentices, but it does seem to capture one aspect of our privilege in life today. Being an incarnationalist asks that we move from our understanding of Incarnation and beyond our agreement with incarnational living to the actual, everyday being with Christ and living along the relational contours He offers. Up to this point, learning to live as Jesus says is best keeps us in the house with our buddies doing the necessary study to make sure we’ve got it right. Becoming an incarnationalist moves us from being a living-room learner to one who lives what we believe (remember what “believe” means?) in the places where people live, work and play – where Jesus already is.

As I consider this call upon our lives, I realize the unique way each of you will bear witness to the Incarnate One. It is within this marvelous diversity of living that the “nations” (local cultures) of our world can be shown a glimpse of the Life our Lord gave his life for us to have. My dream is for this “glimpse” to become an “apprentice” of our Master, and a community without walls.

Enjoy your time with family and friends, with your local church as you are equipped, graciously living with gratitude “for you and for your salvation.” Then, quietly ask for guidance as you’all “draw strength” to live as an incarnationalist in the coming … If we can help, let us know.

Craig W. Henningfield, M.Div., D.Min.
Missionary – Coach
The Church Without Walls
craig(AT)thechurchwithoutwalls.info
303-725-6760

“A new command I give you: Love one another. As I have loved you, so you must love one another. By this all men will know that you are my disciples, if you love one another.”
John 13:34-35

Jesus message was startlingly simple. Despite our attempts over the past 2,000 years to complicate and obfuscate his words, they remain revolutionary. These simple words from a middle eastern itinerant preacher slice through time to remind us of a powerful truth: the world will know we are His by our love for each other.

Simple…Powerful.

In the house church, or “simple church” movement, we carry this spirit of powerful simplicity into our ecclesiology (what church is).

As my mentor in organic church, Neil Cole, used to say, complexity is not always good. As a certified techie and owner of a web design company, this is most certainly the case in my field. There are literally dozens of available technologies for every client we work with. We select the tool that not only has the features they need, but is simple enough for them to use effectively. Regardless of the features a tool possesses, if it is too complicated for our clients to operate it has become useless to them.

The same is true in how we do church. I recognize the usefulness and blessing of a variety of church styles and expressions. However, for too long we have required a particularly high level of complexity in our church expressions. It requires an almost “professional” class of highly trained Christians, which is neither biblically required nor practical.

“The members of the council were amazed when they saw the boldness of Peter and John, for they could see that they were ordinary men with no special training in the Scriptures. They also recognized them as men who had been with Jesus.”
Acts 4:13

Jesus disciples were anything but trained, professional, clergy. If we desire a worldwide movement of Christ, it will require lowering the bar of what it means to do church and raising the bar of what it means to be a disciple (from “Organic Church” by Neil Cole).

In closing…apologies for my incredibly cheesy article title. What can I say, I’m a cheesy guy

Years of sitting in traditional church has not prepared us to do church in the manner described in the New Testament. We have been taught to come. To sit. To watch and listen to what others have prepared. (Someone described it as “sit, soak and sour”.) This is Spectator Church. And it is no way to train believers to be priests!

By contrast, the churches described in the Bible engaged in Participatory Church. This kind of church requires preparation on the part of all of it’s members. This is new. We haven’t been training in this.

Some retraining is in order. One of the best passages to help us do this is Heb. 10:24-25:

“And let us consider how we may spur one another on toward love and good deeds. Let us not give up meeting together, as some are in the habit of doing, but let us encourage one another– and all the more as you see the Day approaching.”(NIV)

Here are a few notes to help understand the passage:

1. “Consider”: from katanoeo. noeo = to think + kata = an intensifier. To think deeply about, consider, contemplate, observe. Jesus uses the same word when he says, “Consider the ravens…consider the lillies.” (Lk. 12:24-27) This is work that we must do ahead of time. This is preparation done in prayer before we meet.

2. NIV says “Let us consider how …”. The Greek really says “Let us consider one another in order to stir up love and good works.” We are to be observing and thinking deeply about the others in our Simple Church in order to be able to effectively “stir them up to love and good works”. Each one is unique. What works for one may not work for another. I must “think deeply” about each one.

3. “Let us consider how we may spur one another on“. “Spur on” comes from a root word that means “to make sharp” as with a sword. (Prov. 27:17 “As iron sharpens iron, so one man sharpens another.”) Means “to stir up, incite, provoke, motivate”. Again, what motivates one will not motivate another. Every parent and every coach know this.

4. “Let us consider how we may spur one another on to love and good deeds” How do we know if our meeting has accomplished what God wanted? We know if people leave being highly motivated and spurred on to love (God and others) and to express that love in good works throughout the week. If this doesn’t happen then we have fallen short. This helps us understand 1 Cor. 14:26 – “Let everything be done for the strengthening (edification) of the church.”

Church prepares us for the rest of the week (24/7). And the rest of the week (24/7) is where we prepare for church.

I can describe my version of Simple Church in two words: eating and blessing. Both activities are designed to “spur one another to love and good deeds”. Both are designed to “strengthen/edify/encourage” the church.

1. Eating. The Lord’s Supper. Dinner with Jesus. “They broke bread in their homes and ate together with glad (implies “exuberant joy”) and sincere (implies an “uncluttered simplicity”) hearts.” (Acts 2:46). Church takes place around the dinner table. The meal is the time to talk about what God is doing in your life. It’s the time to remember Jesus. (1 Cor. 11:24)

*Tell how He blessed you in the last week.
*Tell what you are learning from His word.
*Tell how He used a brother or sister to encourage you.
*Tell about God sightings.
*Tell Holy Ghost stories.

*”Forget none of his benefits” Ps. 103:1-2

This is participatory church. This requires preparation. Thought and prayer ahead of time. This kind of sharing is what “spurs the church on to love and good deeds”. “And they overcame him (the accuser of the brethern) by the blood of the Lamb and by the word of their testimony…” Rev. 12:11

2. Blessing. After dinner (or during dinner) spend time blessing one another. Speak to one another about their God given identity (who they are) and their destiny (what God has made them to do). Share how you see Jesus in their life. Strengthen one another.

*Husbands to wives. (In front of God and everyone!)
*Wives to husbands.
*Parents to children.
*Every believer to every other believer.

*Use passages of Scripture. (Col. 3:16)
*Use prayer.
*Use song. (Eph. 5:19)
*Use prophecy. (1 Cor. 14:3)
*Use the laying on of hands.

*All at the direction of the Spirit.

The goal? To spur/motivate one another to love and good deeds.

This requires preparation. katanoeo. Thinking deeply about each other. Listening to God on their behalf in order to bless/edify/encourage them. This is the stated New Testament purpose of church!

Very different from Spectator Church. We haven’t done it this way before! Retraining is in order. Leaders/parents: take the lead. Model how this is done week after week. Be patient with those who are learning a new way to do church. And when someone gets it right. When they actually prepare for church and come with a blessing from God or a blessing for another, then CELEBRATE! Make sure they know what it means to you and to your church.

And know that the Lord is delighted that you are doing church the way He intended it to be done. A family that blesses Him and each other.

John White
House Church Coach
Denver, CO

Every Christian a church planter.
Every home/family a church.
Every church building a training center.